Legal

Government Disclosure

Required federal and state disclosures for licensed mortgage brokers.

NMLS Licensing

Mister Mortgage USA Inc. is a licensed mortgage broker registered with the Nationwide Multistate Licensing System (NMLS). Our NMLS ID is #2572035. You can verify our license through the NMLS Consumer Access portal at www.nmlsconsumeraccess.org.

Florida Licensing

Mister Mortgage USA Inc. is licensed in the State of Florida and operates in compliance with the Florida Office of Financial Regulation (OFR) and all applicable state and federal mortgage lending laws, including the Florida Mortgage Brokerage and Lending Act.

Equal Housing Lender

Mister Mortgage USA Inc. is an Equal Housing Opportunity lender. We do not discriminate based on race, color, national origin, religion, sex, familial status, disability, or any other protected characteristic as provided by applicable law.

Federal Law Disclosures

Our mortgage services are subject to the following federal laws and regulations:

Truth in Lending Act (TILA): We provide clear disclosure of loan terms, APR, and total costs before you enter into a loan agreement.
Real Estate Settlement Procedures Act (RESPA): We provide a Loan Estimate within 3 business days of receiving your application.
Fair Housing Act: We are prohibited from discriminating in any aspect of a mortgage transaction.
Home Mortgage Disclosure Act (HMDA): We collect and report data on mortgage applications as required by federal law.
Gramm-Leach-Bliley Act: We protect the privacy of your nonpublic personal information.

Rate and Program Disclosure

Interest rates, loan programs, and terms displayed on this website are subject to change without notice and may not be available to all borrowers. Rates shown are for illustrative purposes only. Your actual rate and terms will depend on your credit history, income, property type, and other factors. Contact us for a personalized rate quote.

Regulatory Contact Information

If you have concerns about our licensing or practices, you may contact:

Florida Office of Financial Regulation
200 E. Gaines Street, Tallahassee, FL 32399
Phone: (850) 487-9687
Website: www.flofr.gov